Mike Whittaker Mortgages

Verified

8/56 Cawley Street, Ellerslie, Auckland Mon 8am–7pm · Tue–Thu 8am–7:30pm · Fri 8am–3:30pm · Sat 8am–11am · Sun Closed

Mortgage lender Car finance and loan company Financial consultant Property Investment Company Mortgage broker

Rankings on Top5.nz

What Top5.nz says

Mike Whittaker Mortgages brings first-home buyers, refinancers, and buyers with complex financial situations through to approval, including cases involving sub-20% deposits, dual-bank negotiations, and additional dwelling finance. Mike and Julie are named for taking Saturday calls, talking clients through multi-offer decisions, and explaining loan structures until clients feel genuinely confident about what they have signed.

Reviews most often describe: First-home buyers and non-straightforward cases needing clear guidance

  • ✓ Negotiated with two banks simultaneously to secure the best deal
  • ✓ Responded to calls and emails quickly, including outside business hours
  • ✓ Got buyers approved where standard bank applications had been turned down

From the business

For over 21 years, we’ve been helping Kiwis achieve their property dreams. Whether you’re buying your first home, upgrading to your next home, investing in property, or refinancing your existing mortgage, we’re here to guide you every step of the way.

Ratings

5.0
★ ★ ★ ★ ★
359 reviews
4.8 / month
5 ★
350
4 ★
7
3 ★
0
2 ★
1
1 ★
1

Recent reviews

★ ★ ★ ★ ★
Mini Bluett Sep 2026

Above and beyond always, easy seamless process thanks to Mime and his team

★ ★ ★ ★ ★
David Kim Sep 2026

Mike and Julie have been fantastic to work with and I would recommend them anytime. I look forward to working with the team again in the future.

★ ★ ★ ★ ★
Renee Mrsich Aug 2026

We honestly can’t recommend Mike and Julie highly enough! This is the second time we’ve used them as our mortgage brokers, and once again they have gone above and beyond. They make what can often be a stressful and complicated process feel easy, straightforward and completely manageable. They are incredibly knowledgeable, responsive, approachable and genuinely care about getting the best outcome for their clients. Nothing is ever too much trouble, and we always feel like we’re in safe hands. Their communication is fantastic, they keep everything moving, and they take the time to explain everything along the way. The fact that we chose to come back to Mike and Julie for a second time really says it all. We wouldn’t use anyone else! Thank you both for all your hard work, support and for making the whole process so easy once again. We truly appreciate everything you’ve done for us! ❤️

★ ★ ★ ★ ★
Ewa Jezowska Aug 2026

Mike Whittaker and his Team I honestly don’t think I could have asked for a better broker than Mike Whittaker. Mike came into my life at one of the most difficult and overwhelming times I have ever experienced — during my separation and everything that came with it financially and emotionally. I was trying to navigate mortgages, banks, property, legal matters and New Zealand financial rules that I simply didn’t understand and I wasn’t able to comprehend while at the same time dealing with a major renovation of my house and all the stress that came with that. Mike never made me feel like I was a burden or that my situation was too complicated. And it was extremely complicated- believe me. He was always there — on the phone, answering questions, dealing with the banks, explaining things again and again when I didn’t understand, calming me down when I was overwhelmed, and genuinely fighting in my corner when things got difficult. What really stood out was that Mike didn’t just treat me like another client. He cared. He listened. He went above and beyond, and somehow managed to combine incredible professional knowledge with genuine human support. There were plenty of moments when I was crying, struggling or completely lost, and Mike was simply there. That meant more to me than I can probably put into words. And now, after everything, I can honestly say that I gained not only an exceptional broker, but a real mate — the kind of person you know you could go with to steal the horses. 😂 Mike, thank you. For your patience, your expertise, your persistence, and most importantly, for being there when I really needed someone in my corner. I couldn’t recommend you highly enough. ⭐️⭐️⭐️⭐️⭐️ PS. Let’s do it again? I want to add another property to my portfolio!

★ ★ ★ ★ ★
Kriti Ling Aug 2026

Mike and Julie were great throughout the mortgage restructure, keeping us informed throughout and following up with the bank to expedite processes - would highly recommend!

★ ★ ★ ★ ★
Kwade Cooke Aug 2026

Great communication and easy to deal with. Great help with getting us approved!