Best Financial Advisors on the North Shore
We assessed 42 financial advisors on the North Shore and ranked the top 5 on public rating quality, review volume and how recent the reviews are. The businesses listed below hold 1,463 Google reviews between them. No business can pay for a place in these rankings. Last updated 30 September 2026. How we rank →
Before you hire
Whether you want investment advice, financial planning or wealth management, financial advisers in NZ must be licensed under the Financial Markets Conduct Act. Check their licence on the Financial Service Providers Register, ask how they are paid (fee-for-service or commission), and confirm they are required to act in your best interest, not just recommend suitable products.
Top 5 Financial Advisors on the North Shore
The top 5 financial advisors on the North Shore are #1 Naked Finance, #2 MoneyGuide, #3 Finsol, #4 Become Wealth, and #5 Nautilus Advisers, ranked by Top5 score. Scroll for our take on each, plus what to ask before you choose.
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1
Naked Finance
verifiedVerified★ 5.0 321 reviews +4 Top5 Score 187 +15★ 314 4★ 5 1★ 2Naked Finance gets families through mortgages, insurance cover, KiwiSaver switches, and pension transfers without leaving clients feeling lost in jargon. Advisers like Elle, Matt, Liam, and Jake are repeatedly praised for patience with basic questions and for staying hands-on through every stage, including when complications arise mid-process.
location_on 3 Boundary Road, Hobsonville, Auckland schedule Mon–Sun 7am–9pm
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2
MoneyGuide
verifiedVerified★ 4.9 284 reviews +3 Top5 Score 185 -15★ 274 4★ 8 2★ 1 1★ 1MoneyGuide connects people with advisers who review KiwiSaver settings against personal goals, risk tolerance, values, and age, then handle the full provider switch on the client's behalf. The service costs nothing to the client, with advisers compensated by the KiwiSaver provider, and multiple reviewers note the transition required minimal effort on their end.
location_on 7 Milford Road, Milford, Auckland schedule Mon–Fri 9am–5pm · Sat–Sun Closed
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3
Finsol Financial Advisers North Shore
★ 5.0 188 reviews +3 Top5 Score 176 -15★ 186 4★ 2Finsol places mortgage and insurance advice under one roof, securing home loans for first buyers and self-employed applicants, sorting health, life, and business cover, and seeing income protection claims through to payout. Advisers work around client schedules, follow up proactively through drawn-out processes, and step in when earlier advisers have left things in a mess.
location_on 4B Bute Road, Browns Bay, Auckland
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4
Become Wealth - Auckland
verifiedVerified★ 4.9 166 reviews Top5 Score 171 -15★ 162 4★ 2 1★ 2Become Wealth builds investment strategies and mortgage structures for first-home buyers, property investors, and those mapping out retirement goals, with advisers like Nik, Josh, and Vinessa covering the full picture rather than a single product. Clients moving through complex mortgage situations, including self-employed income and business loans, repeatedly note that explanations are clear at every step and that the team stays across their situation across multiple years.
Reviews most often describe: Long-term investors wanting integrated mortgage and wealth advice
- ✓ Retirement and investment plans built around personal goals without pressure tactics
- ✓ Advisers stay engaged across years, remembering client circumstances at each meeting
- ✓ Complex self-employed and business lending navigated without making it feel difficult
location_on 72 Taharoto Road, Takapuna, Auckland schedule Mon–Fri 8:30am–5pm · Sat–Sun Closed
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5
Nautilus Advisers
★ 5.0 117 reviews Top5 Score 1635★ 116 4★ 1Nautilus Advisers turns KiwiSaver confusion, retirement planning, and first-home savings goals into clear, actionable steps, including honest referrals elsewhere when a client's needs fall outside their scope. Cam is repeatedly noted for breaking down fund selection and investment decisions in plain terms, then following up over months and years as clients' situations evolve.
location_on 1 Orbit Drive, Rosedale, Auckland
Other suburbs
Before you choose a financial advisor on the North Shore
Drawn from 403 customer reviews collected for this page. The first answer is what it costs.
What does a financial advisor typically cost in New Zealand? expand_more
Fee structures fall into three main models: hourly rates, fixed fees, and commission paid by product providers. Hourly rates run from $150 to $400, while a full financial plan can cost $1,500 to $5,000.
KiwiSaver advice and mortgage broking are often free to you, with the adviser paid by commission from the provider instead. Under the Financial Markets Conduct Act 2013, any commission must be disclosed to you before advice is given.
Does a financial advisor need to be licensed in New Zealand? expand_more
Providing financial advice to retail clients for payment requires either a Financial Advice Provider (FAP) licence or operating under an authorised FAP, as mandated by the Financial Markets Authority (FMA) under the Financial Markets Conduct Act 2013. Individual advisers do not all hold their own licence; many operate under their employer's FAP licence, which is permitted.
You can verify any adviser or firm by searching the Financial Service Providers Register (FSPR) at the Companies Office website, which is free and publicly accessible. If an adviser cannot give you their FAP licence details or does not appear on that register, they are not legally allowed to advise you.
How do I know if the advice is tailored to my situation, or just a product recommendation? expand_more
Genuine advice starts with questions about your goals, timeline, risk appetite, and current financial position before any product is mentioned. Reviews here repeatedly highlight advisers who listened to where clients were in life, presented multiple options, and explained the reasoning behind each one. A sign that advice is product-led rather than needs-led is when an adviser moves straight to a single recommendation without a fact-find, which is also a red flag under disclosure rules requiring advisers to explain how they are paid and any conflicts of interest.
What are the warning signs of a financial advisor you shouldn't use? expand_more
- –An adviser who recommends a fund with higher fees but little performance improvement over your current one, without a clear evidence-based reason.
- –Presenting only one option rather than comparing alternatives suited to your circumstances.
- –Failing to follow up after policy changes, missed payments, or significant life events, leaving you to discover problems yourself.
- –Not disclosing how they are paid or which product providers they are affiliated with before giving advice.
- –Becoming hard to reach once the initial transaction is complete, particularly when an issue needs resolving quickly.
- –Applying pressure to make a decision in the meeting rather than giving you time to consider the options presented.
What should you ask before hiring a financial advisor? expand_more
- –Ask how they are paid: fee, commission, or a combination, and which specific providers or lenders pay them commission.
- –Ask which lenders or product providers they have access to, since a limited panel can restrict the options you are shown.
- –Ask whether they will present multiple options with the pros and cons of each, or just a single recommendation.
- –Ask how often they will contact you after the initial advice, and what triggers a proactive review of your situation.
- –Ask what their process is if your circumstances change, such as a job loss, relationship change, or a missed payment on a policy they placed.
- –Ask to see their Financial Advice Provider (FAP) licence details so you can confirm them on the Financial Service Providers Register (FSPR) before you commit.
Also recommended financial advisors on the North Shore
Ranked 6 to 10 on the same public review record.
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6
Finance New Zealand
★ 5.0 104 reviews Top5 Score 1605★ 102 4★ 2Finance New Zealand arranges business lending, equipment finance, and debt restructuring through a team of named advisers who each take personal ownership of a client's case from first contact to settled deal. Advisers like Alan, Sarah, Max, and Cam are repeatedly credited with sourcing terms clients could not get by approaching banks directly, and with staying reachable throughout.
location_on 19-21 Como Street, L11, BDO Tower, Takapuna, Auckland
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7
Threefold
★ 4.9 99 reviews Top5 Score 1585★ 94 4★ 3 1★ 2Threefold covers home lending, personal insurance, and KiwiSaver planning across a named team of advisers including Tania, Luke, Michelle, Jason, Harrison, Carl, Bruce, and Richard, so clients rarely need to go elsewhere as their financial situation grows. Advisers are repeatedly credited with working through genuinely complex mortgage structures, conducting thorough insurance reviews that cut unnecessary costs, and explaining KiwiSaver fund selection in plain terms tied to individual goals.
location_on AIA House BHIVE+ Level 1/74 Taharoto Road, Takapuna, Auckland
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8
Penguin Financial Services Ltd
★ 4.9 89 reviews Top5 Score 1565★ 85 4★ 2 1★ 2Penguin Financial gets first-home buyers, refinancers, and those managing multiple mortgages to their goals, with Udita and Ajay handling home loan applications, interest rate negotiations, and insurance alongside the mortgage. They have secured rates and cashback better than what clients found by going to banks directly, and their support continues after settlement with ongoing mortgage and financial guidance.
location_on 19 Scott Road, Hobsonville, Auckland
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9
Solutions Financial - Expert Financial Advice
↓ 3★ 5.0 49 reviews Top5 Score 152 -15★ 47 4★ 2Solutions Financial sets up and reviews life insurance, trauma cover, health insurance, and KiwiSaver for individuals, families, and business owners, with advisers Jess and Luke each handling the full process end to end. Where clients have arrived with the wrong cover or policies they weren't eligible for, the team has identified and corrected those issues, then stayed in contact to keep clients informed throughout.
location_on 1 Orbit Drive, Rosedale, Auckland
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10
Diamond Property and Wealth Ltd
↓ 3★ 5.0 46 reviews Top5 Score 152 -15★ 46Diamond Property and Wealth builds personalised financial plans covering retirement strategy, investment property acquisition, and ongoing cash flow coaching, with adviser Maria working through a structured 12-month programme rather than one-off sessions. Clients new to investing describe arriving uncertain and leaving with a concrete plan, a clearer money mindset, and in several cases their first investment property settled.
location_on 35C Corunna Road, Milford, Auckland
About this ranking
What the 10 financial advisors listed above hold, at the 30 September 2026 check.
We first assessed financial advisors on the North Shore in March 2026 and have rechecked the ranking five times since. Four different businesses have held first place; Naked Finance has held it since August 2026. Finsol has been in the top 5 at every check. Across the 10 locations we assess financial advisors in, the 84 businesses listed have a median rating of 5.0, and one-star reviews are 1.2% of their total.
What has changed since March 2026? expand_more
- Sep 2026
Scoring method updated. Finance New Zealand, Threefold and Penguin Financial entered the list.
- Aug 2026
New first place: Naked Finance. Nautilus Advisers returned to the top 5, up from #6.
- Jul 2026
- Jun 2026
Naked Finance entered the top 5 at #3. Nautilus Advisers left the top 5, down to #6. Solutions Financial left the top 5, down to #7.
- Apr 2026
Scoring method updated. New first place: MoneyGuide. MoneyGuide entered the top 5 at #1. Become Wealth entered the top 5 at #3. Diamond Property and Wealth left the top 5, down to #6.
- Mar 2026
First check. Naked Finance #1.
How are the top financial advisors on the North Shore chosen? expand_more
We build this page from Google Maps results for financial advisors on the North Shore. Each one is scored on its public rating and review record. Businesses outside the area, or whose reviews describe a different line of work, are left out, and a business whose main Google category is a different trade is held back until a person has checked what it does. A business whose website no longer resolves and that has had no Google review for six months is treated as dormant and left off the page until either changes. Every category and city is rechecked on a rolling cycle, about every two to three months. A location with a subscribing business is rechecked every month, and the whole page updates with it. See how we rank for the full method.
What does a business subscription offer? expand_more
No business can pay for a place in these rankings. Claiming and verifying a listing is free. It adds a phone number to the card and a small trust bonus (+3 points) to its score, for confirming a real operator stands behind the listing. The owner also gets a dashboard showing how their score is made up. A paid subscription provides an enhanced card with more ways to reach the business, including a website link and a detailed profile page. It also refreshes this page monthly and adds ranking history and competitor analysis to the owner's dashboard. The subscription adds nothing to the score. Claim your listing or see what a subscription includes.
Why isn't my business listed? expand_more
We build this page from Google Maps results for financial advisors on the North Shore. The usual reasons for missing out are a Google Business category that does not match, too few reviews to score near the top, or an address outside the area we cover. Sometimes we miss a business that should be here. Check where you rank first. If you are not there and think you should be, get in touch.