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Best Financial Advisors on the North Shore

We assessed 17 financial advisors on the North Shore and ranked the top 5 on their public review record: rating quality, review volume and how recent the reviews are. The 10 listed below hold 1,244 Google reviews between them. No business can pay for a place in these rankings. Last updated 11 August 2026. How we rank →

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Before you hire

Financial advisers in NZ must be licensed under the Financial Markets Conduct Act. Check their licence on the Financial Service Providers Register, ask how they are paid (fee-for-service or commission), and confirm they are required to act in your best interest, not just recommend suitable products.

Top 5 Financial Advisors on the North Shore

The top 5 financial advisors on the North Shore are MoneyGuide, Naked Finance, Finsol, Become Wealth, and Nautilus Advisers, ranked by Top5 score. Scroll for our take on each, plus what to ask before you choose.

  • 1

    MoneyGuide

    ★ 4.9 274 reviews +2 Top5 Score 182 +1
    5★ 264 4★ 8 2★ 1 1★ 1

    MoneyGuide walks clients through KiwiSaver provider comparisons, fund selection, and the full switching process from start to finish. Advisers research options beforehand and arrive at conversations with tailored recommendations ready, so most clients get their switch completed in a single call.

    Reviews most often describe: People switching KiwiSaver providers for the first time

    • ✓ Adviser researches and prepares fund recommendations before the call
    • ✓ Walks clients through the switching paperwork during the conversation
    • ✓ Explains KiwiSaver fund types clearly without pressure to switch

    location_on 7 Milford Road, Milford, Auckland

    map Map Is this your business?
  • 2

    Naked Finance

    ↑ 1
    ★ 5.0 309 reviews +3 Top5 Score 182 +7
    5★ 302 4★ 5 1★ 2

    Naked Finance brings together mortgage structuring, KiwiSaver reviews, and investment guidance under one roof, with advisers like Matt, Jake, Liam, Elle, and Jamie each taking on specific client situations. Clients who arrive uncertain about the basics consistently leave having had the full picture explained in plain terms, with clear next steps and a finance structure they feel in control of.

    Reviews most often describe: Finance-illiterate clients wanting whole-picture advice

    • ✓ Advisers explain KiwiSaver fund choices and switch clients to better providers
    • ✓ Mortgage and KiwiSaver advice delivered together in the same engagement
    • ✓ Takes time to ensure clients understand each decision before moving forward

    location_on 3 Boundary Road, Hobsonville, Auckland

    map Map Is this your business?
  • 3

    Finsol Financial Advisers North Shore

    ↓ 1
    ★ 5.0 179 reviews +3 Top5 Score 177
    5★ 177 4★ 2

    Finsol gets clients across mortgage approvals, insurance consolidation, and KiwiSaver reviews, often handling all three as part of a single engagement. Where situations are messy or banks have already said no, advisers like Paul, Samara, and Jordan have stepped in to restructure lending, find better cover, and explain options in plain terms until things make sense.

    Reviews most often describe: Complex cases needing mortgage, insurance, and KiwiSaver together

    • ✓ Wins home loan approvals after clients were declined by banks
    • ✓ Consolidates scattered insurance policies into one reviewed plan
    • ✓ Processes insurance claims with step-by-step client updates throughout

    location_on 4B Bute Road, Browns Bay, Auckland

    map Map Is this your business?
  • 4

    Become Wealth - Auckland

    verified Verified
    ★ 4.9 165 reviews Top5 Score 171
    5★ 161 4★ 2 1★ 2

    Become Wealth coordinates investment property acquisitions, mortgage structuring, KiwiSaver, and retirement planning, with advisers Nik and Josh each covering their specialist areas as part of an integrated service. Clients buying first investment properties have gone from initial consultation to a tenanted new build in under six months, with the team managing bank negotiations, builder relationships, and property management introductions directly.

    Reviews most often describe: People building wealth through property investment and mortgages

    • ✓ Evidence-based advice given without pressure tactics or product pushing
    • ✓ Long-term adviser relationships spanning multiple properties and refinancing rounds
    • ✓ Complex self-employed and sole-trader mortgage applications navigated successfully

    location_on 72 Taharoto Road, Takapuna, Auckland schedule Mon–Fri 8:30am–5pm · Sat–Sun Closed

    language become.nz call 05 082 32663 map Map verified View profile
  • 5

    Nautilus Advisers

    ★ 5.0 117 reviews Top5 Score 164 +1
    5★ 116 4★ 1

    Nautilus Advisers covers KiwiSaver selection and optimisation, retirement planning, and general financial advisory, with adviser Cam taking time to break down complex concepts until clients at any experience level feel genuinely clear on their next steps. Clients working toward first homes, retirement, or simply understanding their finances for the first time have described leaving with a concrete goal and a path to reach it.

    Reviews most often describe: Young adults and families building long-term financial confidence

    • ✓ Explains KiwiSaver fund selection and provider choice in plain terms
    • ✓ Ongoing multi-year relationships with regular follow-up sessions included
    • ✓ First-home buyer goal-setting supported through free advisory sessions

    location_on 1 Orbit Drive, Rosedale, Auckland

    map Map Is this your business?

Other suburbs

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Before you choose a financial advisor on the North Shore

Drawn from 184 customer reviews collected for this page. The first answer is what it costs.

What does a financial advisor typically cost in New Zealand? expand_more

Fee structures in New Zealand split into three main models: hourly rates ($150 to $400), fixed-fee plans ($1,500 to $5,000), and commission from product providers. Commission-based advice is common in insurance and mortgage broking, meaning the client pays nothing directly. Under the Financial Markets Conduct Act 2013, advisers must disclose any commissions before or when providing advice. KiwiSaver reviews, which several North Shore advisers offer, are often provided at no direct charge to the client.

Does a financial advisor need to be licensed in New Zealand? expand_more

Anyone providing financial advice to retail clients for payment must hold or operate under a Financial Advice Provider (FAP) licence issued by the Financial Markets Authority (FMA). Individual advisers can either hold their own FAP licence or work as a Financial Adviser under a licensed provider's authorisation. You can verify an adviser's status by searching the Financial Service Providers Register (FSPR) at the Companies Office website, which is free and publicly accessible. If an adviser cannot give you their FAP licence details or does not appear on that register, they cannot legally advise retail clients in New Zealand.

How do I know if the advice is tailored to my situation, or just a product recommendation? expand_more

Genuine tailored advice starts with a fact-find: reviewers praised advisers who asked about goals, risk tolerance, and personal circumstances before mentioning any product. One reviewer specifically noted their adviser helped them choose not to switch KiwiSaver providers after talking through the options, which signals real independence rather than a push toward a sale. Under New Zealand disclosure rules, any adviser recommending a product that pays them a commission must tell you the commission rate, so ask for that disclosure upfront and compare it against whether multiple options were presented.

What are the warning signs of a financial advisor you shouldn't use? expand_more
  • –An adviser who presents only one option without explaining alternatives is not giving you full advice.
  • –Vague or absent explanation of how they are paid should stop you engaging further.
  • –Poor follow-up after the initial meeting is a red flag: one reviewer highlighted that missed payment notifications went unaddressed for years by a previous adviser.
  • –Hard-to-reach advisers once a claim or problem arises are a serious concern, given how many positive reviews specifically praised availability during claims.
  • –Generic advice that does not reference your income, goals, or family situation suggests the adviser is not completing a proper fact-find.
  • –Pressure to act quickly or sign documents without full explanation is a clear warning sign.
What should you ask before hiring a financial advisor? expand_more
  • –Ask which product providers, insurers, and lenders they have access to, since a limited panel can restrict your options.
  • –Ask exactly how they are paid, including commission amounts and from whom, as required under the Financial Markets Conduct Act 2013.
  • –Ask whether they will present multiple options or just one recommendation, and how they document the reasoning behind their advice.
  • –Ask how often they will review your situation after the initial engagement, since several reviewers valued annual check-ins and proactive contact.
  • –Ask what their process is when your circumstances change, such as a job loss, separation, or property purchase, to see if they offer ongoing support.
  • –Ask for their Financial Advice Provider (FAP) licence number so you can verify it on the Financial Service Providers Register (FSPR) before committing.

Financial Advisors ranked 6 to 10 on the North Shore

They scored below the top 5 on the same public review record.

  • 6

    Solutions Financial - Expert Financial Advice

    ★ 5.0 49 reviews -1 Top5 Score 154
    5★ 47 4★ 2

    Solutions Financial sets up and reviews life insurance, trauma cover, health insurance, and KiwiSaver for individuals, families, and business owners, with advisers Jess and Luke each handling the full process end to end. Where clients have arrived with the wrong cover or policies they weren't eligible for, the team has identified and corrected those issues, then stayed in contact to keep clients informed throughout.

    Reviews most often describe: Families sorting life, health, and trauma cover

    • ✓ Identified and fixed cover errors left by previous brokers
    • ✓ Handles KiwiSaver setup and provider changes alongside insurance work
    • ✓ Explains policy options clearly to first-time insurance applicants

    location_on 1 Orbit Drive, Rosedale, Auckland

    map Map Is this your business?
  • 7

    Diamond Property and Wealth Ltd

    ★ 5.0 46 reviews Top5 Score 152 +1
    5★ 46

    Diamond Property and Wealth builds personalised financial plans covering retirement strategy, investment property acquisition, and ongoing cash flow coaching, with adviser Maria working through a structured 12-month programme rather than one-off sessions. Clients new to investing describe arriving uncertain and leaving with a concrete plan, a clearer money mindset, and in several cases their first investment property settled.

    Reviews most often describe: Investors wanting structured coaching toward long-term wealth

    • ✓ 12-month coaching programme tracks progress and adjusts strategy over time
    • ✓ Tailored plan built around individual goals before any investment is recommended
    • ✓ Coordinates brokers, legal, and property management as part of the service

    location_on 35C Corunna Road, Milford, Auckland

    map Map Is this your business?
  • 8

    Liquid Financial Advice

    ★ 5.0 40 reviews Top5 Score 150 +1
    5★ 40

    Liquid Financial Advice gets first-home buyers through mortgage applications, bank refinancing, and life and health insurance setup, with advisers Henry and Jack each handling their specialist areas from initial conversation to settlement. Clients navigating stretched timelines, bank switches, and insurance claims have described being kept fully across every step, with questions answered quickly and decisions explained in plain terms.

    Reviews most often describe: First-home buyers needing mortgage and insurance guidance

    • ✓ Advisers kept clients informed across multi-year property purchase processes
    • ✓ Insurance clients supported through claims with questions answered throughout
    • ✓ Mortgage clients found better rates and cashback offers at refinancing

    location_on Takapuna Business Park Level 1, 4, Fred Thomas Drive, Takapuna, Auckland

    map Map Is this your business?
  • 9

    Glynns Financial

    ↑ 1
    ★ 5.0 31 reviews Top5 Score 147 +3
    5★ 30 4★ 1

    Glynns Financial covers investment portfolio setup, KiwiSaver, insurance, and retirement income planning, with Daniel and Fiona working through each area together with clients rather than handing off to separate specialists. Daniel holds annual in-person reviews, walks through everything in plain language, and has built multi-year relationships with clients who started out managing their finances alone and found the arrangement wanting.

    Reviews most often describe: Clients wanting a trusted long-term adviser relationship

    • ✓ Annual in-person reviews covering all policy and investment details
    • ✓ Daniel and Fiona explain complex financial matters in plain language
    • ✓ Clients across retirement, KiwiSaver, and insurance trust the team long-term

    location_on 16/44 William Pickering Drive, Rosedale, Auckland

    map Map Is this your business?
  • 10

    Harding Financial

    ↓ 1
    ★ 5.0 34 reviews Top5 Score 146
    5★ 34

    Harding Financial arranges life, medical, and trauma insurance for individuals and families, then stays actively involved when claims arise, guiding clients through the process from lodgement to approval. Adviser Danny is noted for breaking down complex policy details in plain terms and working remotely via video call, meaning location is no barrier to getting covered.

    Reviews most often describe: People setting up insurance and navigating claims support

    • ✓ Guides clients through insurance claims from start to final approval
    • ✓ Explains complex policy terms clearly during initial setup consultations
    • ✓ Conducts full insurance consultations remotely via online video chat

    location_on 1/233 Dairy Flat Highway, Albany, Auckland

    map Map Is this your business?

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About this ranking

How are the top financial advisors on the North Shore chosen? expand_more

We build this page from Google Maps results for financial advisors on the North Shore. Each one is scored on its public rating and review record. Businesses outside the area, or whose reviews describe a different line of work, are left out. See how we rank for the full method.

How often are rankings updated? expand_more

Every category and city is recrawled on a rolling cycle, about once a month. This page was last checked on 11 August 2026.

Can a business pay to appear in this list? expand_more

No. Top 5 and Also Recommended positions are merit-only and cannot be purchased. Verifying a business is free. A subscription adds a website link on the card, a public profile page, and competitor and ranking history in the owner's dashboard, none of which affects ranking position. See what a subscription includes.

Why isn't my business listed? expand_more

We build this page from Google Maps results for financial advisors on the North Shore. The usual reasons for missing out are a Google Business category that does not match, too few reviews to score near the top, or an address outside the area we cover. At the last update, the smallest review count among the 10 businesses listed here was 31. Check where you rank or read how rankings work.