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Best Mortgage Brokers on the North Shore

We assessed 21 mortgage brokers on the North Shore and ranked the top 5 on their public review record: rating quality, review volume and how recent the reviews are. The 10 listed below hold 1,470 Google reviews between them. No business can pay for a place in these rankings. Last updated 10 August 2026. How we rank →

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Before you hire

A mortgage broker accesses multiple lenders and can often find better rates or structures than going directly to a bank. Ask how many lenders they work with, whether they are paid a commission by the lender, and how they will explain your options if the cheapest rate is not necessarily the best structure for your situation.

Top 5 Mortgage Brokers on the North Shore

The top 5 mortgage brokers on the North Shore are Kris Pedersen Mortgages, Global Finance, Finsol, Jamie Maclennan - Loan Market, and Twine Financial Advisers, ranked by Top5 score. Scroll for our take on each, plus what to ask before you choose.

  • 1

    Kris Pedersen Mortgages

    ★ 5.0 277 reviews +10 Top5 Score 182
    5★ 273 4★ 4

    Kris Pedersen Mortgages gets first-home buyers, refinancers, and investors with complex multi-bank lending through to settlement, coordinating with accountants, lawyers, and lenders when deals require it. Advisers like Ryan, Emily, Jessie, and Eddy are known for explaining mortgage structures in plain terms and staying available throughout long or time-pressured processes.

    Reviews most often describe: First-home buyers and complex refinancing across multiple banks

    • ✓ Explains mortgage structures and banking options in plain terms throughout
    • ✓ Handles tight settlement deadlines without requiring clients to be local
    • ✓ Stays actively available across multiple lenders for complex refinancing situations

    location_on 388 Lake Road, Takapuna, Auckland

    map Map Is this your business?
  • 2

    Global Finance - North Shore

    ↑ 1
    ★ 5.0 173 reviews +23 Top5 Score 179 +1
    5★ 167 4★ 6

    Global Finance handles first-home purchases, refinancing to new banks, and loan refixing, with adviser Rohan known for contacting clients before their mortgage review date rather than waiting to be called. On refinances, he has negotiated both rate reductions and cashback offers from incoming lenders, outcomes several clients credit as making the switch financially worthwhile.

    Reviews most often describe: Clients wanting a broker who reaches out proactively

    • ✓ Negotiates cashback deals alongside lower rates when switching banks
    • ✓ Contacts clients before mortgage review dates to discuss options early
    • ✓ Walks first-home buyers through each step until settlement is complete

    location_on 9c Apollo Drive, Rosedale, Auckland

    map Map Is this your business?
  • 3

    Finsol Financial Advisers North Shore

    ↓ 1
    ★ 5.0 179 reviews +3 Top5 Score 178
    5★ 177 4★ 2

    Finsol takes on messy situations, including purchases that banks have already declined, and works through to settlement covering structuring, lender negotiation, and rate or cashback outcomes. Brokers like Paul, Jordan, and Nadeesha are each known for walking clients through the full process without leaving them to chase updates, which several first-home buyers credit as the reason they ended up in their home at all.

    Reviews most often describe: Difficult cases and first-home buyers needing full guidance

    • ✓ Secured bank approval after clients had already been declined elsewhere
    • ✓ Negotiated discounted rates and cashback deals at settlement
    • ✓ Kept clients informed at every stage without needing to be chased

    location_on 4B Bute Road, Browns Bay, Auckland

    map Map Is this your business?
  • 4

    Jamie Maclennan - Loan Market

    ↑ 1
    ★ 5.0 183 reviews Top5 Score 174 +2
    5★ 180 4★ 3

    Jamie Maclennan - Loan Market guides clients through first-home purchases, refinancing to new banks, and mortgage restructuring, with a track record of getting settled in time-pressured situations including deals closed the day before rate rises and purchases finalised just before Christmas. Jamie is known for staying in contact proactively when a better deal appears, and for keeping first-home buyers informed through every step without leaving them to chase updates.

    Reviews most often describe: First-home buyers and clients with non-ideal circumstances

    • ✓ Reached out proactively when a better rate or saving was available
    • ✓ Explained mortgage structure and options clearly at every step
    • ✓ Secured lending for buyers whose circumstances were not straightforward

    location_on 1 Airborne Road, Rosedale, Auckland

    map Map Is this your business?
  • 5

    Mortgage Broker Auckland: Twine Financial Advisers

    ↓ 1
    ★ 5.0 181 reviews +5 Top5 Score 174
    5★ 181

    Twine Financial Advisers coordinates first-home purchases, refinancing, investment property structuring, and complicated settlements involving simultaneous sales and purchases across multiple lenders. Advisers including Daniel, Eugene, and Galina are known for keeping clients across the detail at every stage, following up with banks, solicitors, and agents on the client's behalf rather than leaving them to chase.

    Reviews most often describe: Buyers wanting ongoing adviser support across multiple transactions

    • ✓ Proactive check-ins before refix dates to review loan options
    • ✓ Structures lending across two lenders to maximise borrowing outcomes
    • ✓ Supports clients from initial planning through to years of ongoing lending

    location_on Unit 14/33 Apollo Drive, Rosedale, Auckland

    map Map Is this your business?

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Before you choose a mortgage broker on the North Shore

Drawn from 200 customer reviews collected for this page. The first answer is what it costs.

What does a mortgage broker cost, and who pays? expand_more

Lenders pay brokers directly, so you pay nothing out of pocket in almost all cases. Upfront commissions run from roughly 0.55% to 0.85% of your loan amount, plus an annual trail of 0.15% to 0.20% on the balance. The Financial Markets Authority (FMA) requires brokers to disclose this in writing before giving advice. Ask for a full commission breakdown per lender before you commit.

Do brokers have access to all banks and lenders, or just some? expand_more

No broker covers every lender in the market. Most work from a panel of roughly 10 to 20 lenders, which may include registered banks, non-bank lenders, and specialist lenders depending on which aggregator group the broker belongs to. Reviews show clients benefiting when brokers worked across multiple banks simultaneously, including in complex situations involving trusts, self-employment, or split lending structures across two lenders. Ask any broker upfront for their full lender list, and check whether it includes non-bank options, since some situations, such as unusual income structures, are better served by lenders outside the main banks.

What can a broker do that I couldn't do going direct to a bank? expand_more

Brokers compare rates and cashback offers across multiple lenders at once, which reviews show has repeatedly saved clients money they would not have found on their own. Where borrowers faced tricky situations, including self-employment, Family Trust ownership, complex portfolios across two banks, or tight settlement deadlines, brokers knew which lenders had current appetite for those profiles and got approvals that direct bank approaches had failed to secure. Beyond rate shopping, brokers in these reviews coordinated with lawyers, accountants, and agents, chased banks proactively, handled documentation, and kept clients informed at every stage, removing the administrative burden that makes the process stressful when you go it alone.

What are the warning signs of a mortgage broker you shouldn't use? expand_more
  • –A broker who asks for documents that seem unnecessary or makes the process more complicated than it needs to be is adding friction, not value.
  • –Slow or inconsistent responses at critical moments, such as pre-approval deadlines or conditional periods, can cost you a purchase.
  • –If a broker does not proactively explain your loan structure options or leaves you unclear on what you have agreed to, that is a problem.
  • –A broker who fails to disclose which lenders they work with, or who never mentions non-bank options without explanation, may have a narrower panel than your situation requires.
  • –Lack of proactive contact, such as not reaching out before a refix date or rate change, suggests the relationship ends at settlement rather than continuing to work in your interest.
What should you ask before choosing a mortgage broker? expand_more
  • –How many lenders are on your panel, and does it include non-bank and specialist lenders?
  • –How are you paid, and can you give me the commission amounts from each lender in writing before I proceed?
  • –Have you handled situations like mine, for example self-employment, a trust structure, or lending across two banks?
  • –Who will manage my application day to day, and how will you keep me updated throughout the process?
  • –Will you handle all communication with the bank, lawyer, and other parties, or will I need to follow up directly?
  • –How do you support clients after settlement, such as before refix dates or when market conditions change?

Mortgage Brokers ranked 6 to 10 on the North Shore

They scored below the top 5 on the same public review record.

  • 6

    Mortgage Design Brokers

    ★ 5.0 159 reviews +1 Top5 Score 171 -1
    5★ 159

    Mortgage Design Brokers takes first-home buyers, refinancers, and borrowers with challenging structures like family trusts through to approval, handling lender negotiation, loan structuring, and documentation preparation on the client's behalf. Brokers JJ and Clayton are both known for reworking applications multiple times when lenders need more information, staying available throughout, and returning to clients with better rate or cashback outcomes.

    Reviews most often describe: First-home buyers and complex or trust-based lending

    • ✓ Reworks applications repeatedly until lenders approve the deal
    • ✓ Explains every step in plain terms without leaving clients to guess
    • ✓ Secures lower rates or better terms by negotiating directly with banks

    location_on 44B Rame Road, Greenhithe, Auckland

    map Map Is this your business?
  • 7

    Nicola Greene Mortgage Adviser

    ★ 5.0 99 reviews +1 Top5 Score 165
    5★ 99

    Nicola Greene secures first-home purchases, refinancing, loan restructuring, and cash retention offers, including applications other brokers turned down as impossible. She is known for staying available through time-pressured settlements, including over Christmas, and for proactively explaining loan structures, bank comparisons, and cash retention options that clients would not have uncovered on their own.

    Reviews most often describe: Complex cases other brokers declined, and first-home buyers

    • ✓ Secured approvals after multiple other brokers declined the application
    • ✓ Guided clients for months or years before they were ready to buy
    • ✓ Explained loan structures and bank options clearly at every stage

    location_on 27 Manuka Road, Bayview, Auckland

    map Map Is this your business?
  • 8

    Wayne Henry Mortgages

    ★ 5.0 83 reviews Top5 Score 161 -1
    5★ 81 4★ 2

    Wayne Henry Mortgages carries first-home buyers, refinancers, and clients refixing existing loans through to settlement, with named advisers including Wayne, Karen, Lisa, and Larney each known for keeping clients informed at every stage without waiting to be asked. On longer journeys, advisers have held clients back from rushing decisions and stepped in to coordinate lawyers and building inspectors, outcomes several buyers say made the difference between getting their home or not.

    Reviews most often describe: First-home buyers supported through long or complex journeys

    • ✓ Advisers pace clients who rush, guiding when to act or hold back
    • ✓ Completed refinancing and new mortgages under tight Christmas deadlines
    • ✓ Recommends and coordinates lawyers and inspectors as part of the process

    location_on B:Hive Smales Farm level 2/72 Taharoto Road, Takapuna, Auckland

    map Map Is this your business?
  • 9

    Christiana Pollock - Mortgage Adviser

    ★ 5.0 66 reviews Top5 Score 160
    5★ 66

    Christiana Pollock works through first-home purchases, refinancing to new banks, mortgage restructuring, and investment property lending, including situations other borrowers describe as tricky or atypical. Where a straightforward broker might default to the easiest lender, she is known for seeking out banks that fit a client's specific values or circumstances, and for suggesting loan structures clients had not considered on their own.

    Reviews most often describe: Complex borrowing situations and multi-year mortgage planning

    • ✓ Handles remote clients entirely by phone and email without friction
    • ✓ Proactively suggests new loan structures to help clients reach their goals
    • ✓ Works through longer-term planning across multiple transactions over years

    location_on 150B Birkdale Road, Birkdale, Auckland

    map Map Is this your business?
  • 10

    Jess Barlow (nee Pronk) The Mortgage Supply Co

    ★ 5.0 70 reviews Top5 Score 158
    5★ 70

    The Mortgage Supply Co covers first-home purchases, refinancing, loan restructuring, and second mortgages through a named team where multiple advisers, including Jess, Liz, and Kaye, each carry parts of the process rather than leaving one person to manage everything. Clients buying in Auckland specifically credit the team structure for cutting through bank complexity and securing rates, cashback deals, and lending approvals they describe as genuinely hard to land alone.

    Reviews most often describe: First-home buyers and clients refinancing with team support

    • ✓ Multiple named advisers each active across different stages of a deal
    • ✓ Negotiated cashback and rate savings on refinancing for multiple clients
    • ✓ Quick responses to queries during first-home and refinancing processes

    location_on 15 Anzac Road, Browns Bay, Auckland

    map Map Is this your business?

Related North Shore rankings

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About this ranking

How are the top mortgage brokers on the North Shore chosen? expand_more

We build this page from Google Maps results for mortgage brokers on the North Shore. Each one is scored on its public rating and review record. Businesses outside the area, or whose reviews describe a different line of work, are left out. See how we rank for the full method.

How often are rankings updated? expand_more

Every category and city is recrawled on a rolling cycle, about once a month. This page was last checked on 10 August 2026.

Can a business pay to appear in this list? expand_more

No. Top 5 and Also Recommended positions are merit-only and cannot be purchased. Verifying a business is free. A subscription adds a website link on the card, a public profile page, and competitor and ranking history in the owner's dashboard, none of which affects ranking position. See what a subscription includes.

Why isn't my business listed? expand_more

We build this page from Google Maps results for mortgage brokers on the North Shore. The usual reasons for missing out are a Google Business category that does not match, too few reviews to score near the top, or an address outside the area we cover. At the last update, the smallest review count among the 10 businesses listed here was 66. Check where you rank or read how rankings work.