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Best Insurance Brokers in Tauranga

We assessed 15 insurance brokers in Tauranga and ranked the top 5 on their public review record: rating quality, review volume and how recent the reviews are. The 10 listed below hold 780 Google reviews between them. No business can pay for a place in these rankings. Last updated 31 July 2026. How we rank →

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Before you hire

Insurance brokers access multiple insurers and can often find better cover at lower cost than going direct. Ask how many insurers they work with, how they are remunerated (and by whom), and what their process is when you need to make a claim.

Top 5 Insurance Brokers in Tauranga

The top 5 insurance brokers in Tauranga are Compare Income Protection Insurance, Real Savvy Financial Advice, Rothbury Insurance Brokers, WealthHealth, and O'Connor Warren, ranked by Top5 score. Scroll for our take on each, plus what to ask before you choose.

  • 1

    Compare Income Protection Insurance

    ★ 4.9 211 reviews -1 Top5 Score 168
    5★ 193 4★ 16 3★ 1 2★ 1

    Compare Income Protection Insurance breaks down complex policy details into plain language, matching cover to each client's financial situation rather than pushing a standard package. Individual brokers like Blake, Hayley, and Nicole take time for multiple quote revisions and will meet clients in person when that helps.

    Reviews most often describe: Busy people navigating insurance options for the first time

    • ✓ Multiple quotes tailored to budget
    • ✓ Handles multiple policy revisions
    • ✓ Explains remuneration upfront

    location_on 49 Golf Road, Mount Maunganui

    map Map Is this your business?
  • 2

    Real Savvy Financial Advice

    ★ 5.0 137 reviews Top5 Score 164
    5★ 136 4★ 1

    Real Savvy Financial Advice finds insurance cover that is more targeted and comprehensive than existing policies, often at a lower cost. Jet and Kathleen map gaps in current cover, then keep clients informed at every step through to sign-off.

    Reviews most often describe: People wanting tailored insurance cover at better prices

    • ✓ Identifies gaps in existing cover
    • ✓ Policies matched to personal situation
    • ✓ Ongoing claims support after setup

    location_on The Hatch 17/32-34 Turiwhatu Street, Papamoa Beach, Tauranga

    map Map Is this your business?
  • 3

    Rothbury Insurance Brokers Tauranga

    ↓ 1
    ★ 4.9 95 reviews Top5 Score 164
    5★ 92 4★ 2 1★ 1

    Rothbury Insurance Brokers guides clients through claims start to finish, with named brokers staying in contact until settlement is reached. Individual brokers take on ongoing relationships, meaning the same person handles your policy, renewals, and any claim that comes up.

    Reviews most often describe: Personal and business insurance with hands-on claim support

    • ✓ Claim handled without hassle
    • ✓ Same broker across renewals and claims
    • ✓ Competitive policy pricing found

    location_on ANZ Building Level 1/247 Cameron Road, Tauranga

    map Map Is this your business?
  • 4

    WealthHealth

    ↓ 1
    ★ 5.0 82 reviews -1 Top5 Score 161 -1
    5★ 82

    WealthHealth pairs insurance advice with broader financial planning, sorting cover alongside mortgages and KiwiSaver in a single conversation. Craig takes time to model scenarios and explain trade-offs in plain English before clients commit to anything.

    Reviews most often describe: People navigating insurance and financial planning together

    • ✓ Insurance and mortgage sorted together
    • ✓ Explains options without sales pressure
    • ✓ Quick to respond through the process

    location_on 2 Nicole Place, Papamoa Beach, Tauranga

    map Map Is this your business?
  • 5

    O'Connor Warren Insurance Brokers

    ↓ 1
    ★ 4.9 62 reviews +1 Top5 Score 155 -1
    5★ 60 1★ 2

    O'Connor Warren cuts through conflicting insurer advice quickly, arriving with tailored quotes and a clear cover summary within hours of first contact. Brokers here have also stepped in to dispute declined claims on policies held elsewhere, winning reversals for clients at no obligation.

    Reviews most often describe: Complex commercial and multi-property insurance portfolios

    • ✓ Same-day quotes on complex cover
    • ✓ Proactive renewal reminders in advance
    • ✓ Disputed declined claims on other policies

    location_on 124 Willow Street, CBD, Tauranga

    map Map Is this your business?

Before you choose an insurance broker in Tauranga

Drawn from 169 customer reviews collected for this page. The first answer is what it costs.

What does an insurance broker cost, and who pays? expand_more

In New Zealand, the insurer pays the broker a commission, not you directly. Commission rates run from 10% to 30% of your annual premium depending on the type of cover. Some brokers charge a flat or hourly fee for complex commercial risks, on top of or instead of commission. By law, every broker must disclose how they are paid before giving you advice, and you can ask for the exact percentage or dollar amount.

Does the broker compare policies from all insurers, or just a panel they work with? expand_more

Most brokers in New Zealand work from a panel of insurers, which can range from three or four up to fifteen or more, so no broker covers the entire market. Reviews show some brokers turned around multiple quotes quickly from different insurers, which suggests a reasonably broad panel. Commission arrangements with specific insurers can influence which products a broker leans toward, so it pays to ask directly how many insurers are on their panel and whether any pay higher commissions. Access to specialist or wholesale markets not available to the public can still make a panel broker worthwhile even if their reach is not exhaustive.

What does a broker actually do when I need to make a claim? expand_more

A good broker acts as your advocate with the insurer, managing paperwork and pushing the process through so you are not left chasing it yourself. Reviews describe claims going seamlessly from start to finish when a broker stayed involved, with one client noting what could have been a disaster was handled so smoothly it felt routine. Poor broker behaviour at claim time looks different: one review describes a broker cancelling a policy without notifying the client, leaving assets uninsured with no warning given.

What are the warning signs of an insurance broker you shouldn't use? expand_more
  • –Unauthorised transactions on your account, even once, signal a serious trust and compliance problem worth escalating immediately.
  • –Promises made verbally that do not materialise in writing, such as a goodwill payment or policy extension, leave you with no protection if something goes wrong.
  • –Failing to return calls or follow up as promised is a pattern that will only get worse when a claim is on the line.
  • –Sloppy administration, including errors in policy documents or missed renewals, exposes you to gaps in cover you may not discover until it is too late.
  • –A brokerage where staff behaviour creates an unprofessional atmosphere for clients suggests an internal culture problem that affects service quality.
  • –Comparison websites that present themselves as brokers but only collect your details to pass to salespeople are not providing genuine advice.
What should you ask before taking out a policy through a broker? expand_more
  • –Ask how many insurers are on their panel and whether commission rates vary between them.
  • –Ask for their commission percentage or dollar amount in writing before you agree to anything.
  • –Ask what their specific process is when you need to make a claim, including who is your point of contact.
  • –Ask what is explicitly excluded from the policy they are recommending, not just what is covered.
  • –Ask how often they will proactively review your cover as your circumstances change.
  • –Ask whether the quotes they are presenting reflect all options available to you or a shortlist they have already filtered.

Insurance Brokers ranked 6 to 10 in Tauranga

They scored below the top 5 on the same public review record.

  • 6

    Builtin Insurance Brokers

    ↓ 1
    ★ 4.8 61 reviews +1 Top5 Score 152
    5★ 56 4★ 2 2★ 1 1★ 2

    Builtin Insurance Brokers guides construction businesses through claims that could otherwise shut a job down, turning genuinely stressful situations into straightforward processes. Their brokers explain policies in plain language and are known for understanding the specific risks builders and contractors face on site.

    Reviews most often describe: Builders and tradespeople needing specialist construction cover

    • ✓ Claims process made straightforward
    • ✓ Speaks plain language, not jargon
    • ✓ Deep knowledge of building industry risks

    location_on 243A State Highway 2, Bethlehem, Tauranga

    map Map Is this your business?
  • 7

    Revo Harris - Insurance Market Oceanside

    ↓ 1
    ★ 5.0 36 reviews +1 Top5 Score 149 -2
    5★ 36

    Revo Harris takes on complex insurance scenarios involving legacy policies, work cover, and pre-existing medical history that other brokers have turned away. He walks clients through options in plain language and points out what they do not need, not just what they could buy.

    Reviews most often describe: First-home buyers navigating complex insurance decisions

    • ✓ Navigates complex pre-existing conditions
    • ✓ Explains what cover you don't need
    • ✓ Referred by mortgage brokers

    location_on 597 Maunganui Road, Mount Maunganui

    map Map Is this your business?
  • 8

    High Street Insurance Brokers

    ↓ 1
    ★ 5.0 29 reviews +2 Top5 Score 149
    5★ 29

    High Street Insurance Brokers gets first-home buyers, business owners, and commercial property investors into the right cover without the overwhelm, even when circumstances change at the last minute. Rob Huggins goes to market across multiple insurers to find competitive rates, and responds outside business hours when clients face emergencies.

    Reviews most often describe: Home, business, and commercial property insurance switching

    • ✓ Shops multiple insurers for better rates
    • ✓ Responds outside business hours
    • ✓ Walks through old vs new policy differences

    location_on 54a Ascot Road, Mount Maunganui

    map Map Is this your business?
  • 9

    JV Financial Services Ltd

    ↓ 1
    ★ 5.0 40 reviews +1 Top5 Score 148
    5★ 39 4★ 1

    JV Financial Services steps in when standard insurers fall short, sourcing better-matched policies and following up proactively when client circumstances are still changing. Jan takes time to work through individual situations in detail, including across international time zones, rather than applying a one-size approach.

    Reviews most often describe: People needing personalised cover explained clearly

    • ✓ Proactive policy check-ins mid-trip
    • ✓ Explains cover options in plain terms
    • ✓ Works across time zones to resolve issues

    location_on 22 Sunridge Estate, Welcome Bay, Tauranga

    map Map Is this your business?
  • 10

    Financial Independence

    ↓ 1
    ★ 5.0 27 reviews Top5 Score 145 -2
    5★ 27

    Financial Independence guides clients through policy reviews that trim premiums while keeping the cover that actually matters when a claim hits. Their advisers walk through trauma, life, and business insurance in plain language, then stay involved through the claims process to see it settled.

    Reviews most often describe: Families and businesses reviewing or claiming on personal cover

    • ✓ Explains policy options without jargon
    • ✓ Active support during claims process
    • ✓ Tailors cover to budget and circumstances

    location_on Financial Independence, 108 Durham Street, Tauranga

    map Map Is this your business?

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About this ranking

How are the top insurance brokers in Tauranga chosen? expand_more

We build this page from Google Maps results for insurance brokers in Tauranga. Each one is scored on its public rating and review record. Businesses outside the area, or whose reviews describe a different line of work, are left out. See how we rank for the full method.

How often are rankings updated? expand_more

Every category and city is recrawled on a rolling cycle, about once a month. This page was last checked on 31 July 2026.

Can a business pay to appear in this list? expand_more

No. Top 5 and Also Recommended positions are merit-only and cannot be purchased. Verifying a business is free. A subscription adds a website link on the card, a public profile page, and competitor and ranking history in the owner's dashboard, none of which affects ranking position. See what a subscription includes.

Why isn't my business listed? expand_more

We build this page from Google Maps results for insurance brokers in Tauranga. The usual reasons for missing out are a Google Business category that does not match, too few reviews to score near the top, or an address outside the area we cover. At the last update, the smallest review count among the 10 businesses listed here was 27. Check where you rank or read how rankings work.